What to do if you think you have a lemon

I know this is going to sound horrible, but no one cares that you purchased a lemon. Why does no one care? I’m happy you asked. No one cares because you have options when you go to the car lot. Want to add a caption to this image? Click the Settings icon. They include butContinue reading “What to do if you think you have a lemon”

Ways to avoid impulse shopping during the holiday

When you’re young, you have the world at your feet. You’re single with no kids and no responsibilities. This is about the time you get introduced to credit cards and how they can change your life. If you’re a college student, you have probably walked past the guy or girl sitting at a table inContinue reading “Ways to avoid impulse shopping during the holiday”

Is it financial child abuse?

I had seen so many client cases where parents had abused their children’s credit before they even had a fighting chance. The parents went and purchased items in their minor children’s names or have had young adult children cosign for purchases after neglecting their credit. How fair is that? It’s not. Now I feel thatContinue reading “Is it financial child abuse?”

Is it a good idea to pay extra on my car?

I get this question a lot. Short answer is yes if you can afford it. I encourage paid debts, I really do. But there is a proper way to do it. I recently spoke with a client, who was concerned because her car loan was not reflecting the extra payments she made. As I listenedContinue reading “Is it a good idea to pay extra on my car?”

Fastest Way to Pay Off Your Home Loan

Be yourself; Everyone else is already taken. — Oscar Wilde. There has been a lot of talk going around lately about bi-weekly mortgage payments and how they can help you pay down your mortgage faster. Maybe you heard somewhere that making a payment every two weeks instead of once a month — can help youContinue reading “Fastest Way to Pay Off Your Home Loan”

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