Is it financial child abuse?

I had seen so many client cases where parents had abused their children’s credit before they even had a fighting chance. The parents went and purchased items in their minor children’s names or have had young adult children cosign for purchases after neglecting their credit. How fair is that? It’s not. Now I feel that we need to have a balance with debt and #debtfreedom. Yes, I know that is an oxymoron, but most families are not going to be able to save to purchase a house unless they started at a young age. Most adults are not taught financial literacy in high school or at home, so the experience is the teacher. Are you catching where I am going with this? 

I think this sucks okay! But it made me sit and evaluate my parenting skills when it came to personal finance. Are my children financially ready and prepared to leave the nest? Will they be boomerang kids? Are we prepared for college? I was about to go down the rabbit hole. STOP! Let’s make the changes today. 

 I have decided my goal is to make sure at least 100 individuals are as financial confident as possible. Meaning, let us start to have the conversations that make us feel uncomfortable about #personalfinance. How are we supposed to know how to fix these issues of we can’t identify them?

Goal setting

Children are little life-sized mirrors of their parents, so we have to reflect on the best parts that we can. That doesn’t mean we are perfect, but we can be perfected in areas of our lives. So let’s talk! What can we do to help reduce the effects of personal finance and parenting? 

I know this may be hard but if you , check out our budgeting ebook to help you gain control of your finances or our Do it yourself credit repair workbook!

Until next time 


PS. Be sure to check out my YouTube video going into detail about my approach to parenting and credit

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